Financial Calculators UAE
Free, accurate, and legally compliant calculators for Employment, Real Estate, Tax, and Banking. Based on official UAE laws. No data stored.
Property & Mortgage Calculators
Calculate your home loan EMI, check property ROI, and verify legal rental increases under RERA regulations.
Mortgage Affordability Calculator
Find out how much property you can afford based on your income and DBR limits.
Mortgage EMI Calculator
Calculate your monthly home loan installment and total interest in AED.
Property ROI Calculator
Estimate the return on investment for your Dubai or Abu Dhabi property.
Rental Yield Calculator
Compute the gross and net rental yield for your investment property.
RERA Rental Increase Calculator
Check the legal rental increase limit allowed by the RERA rental index.
Refinancing Break-Even Calculator
See how many months it takes to recover your mortgage refinancing costs.
Salary & Labour Calculators
Everything you need to calculate your rights, payouts, and deductions under the latest UAE Federal Decree-Law No. 33 of 2021.
End of Service Calculator
Calculate your gratuity payment (EOSB) based on your basic salary and years of service.
Net Salary Calculator
Estimate your take-home pay after all deductions and allowances in the UAE.
Overtime Calculator
Compute your overtime pay using the legally mandated 30-day divisor formula.
Leave Encashment Calculator
Find the cash value of your unused annual leave days at end of service.
Notice Period Calculator
Determine your exact last working day and the cost of buying out notice.
Tax Calculators
Stay compliant with UAE tax laws. Calculate VAT at 5% and the new 9% Corporate Tax accurately.
VAT Calculator
Add or remove 5% Value Added Tax from any price in the UAE.
Corporate Tax Calculator
Estimate your 9% corporate tax liability under the new UAE CT law.
Withholding Tax Calculator
Calculate tax withheld on cross-border payments, dividends, and services.
Loan & Savings Calculators
Plan your debt payoff, check your DBR ratio, and project your savings growth in AED.
Car Loan EMI Calculator
Calculate your monthly auto loan payments and total interest charges.
DBR Calculator
Check your Debt Burden Ratio to see if you qualify for a new UAE bank loan.
Personal Loan EMI Calculator
Find out your monthly installment for an unsecured personal loan.
Credit Card Payoff Calculator
See how long it takes to clear your credit card balance with fixed payments.
Fixed Deposit Calculator
Calculate the maturity value and interest earned on your UAE fixed deposit.
Savings Goal Calculator AED
Determine how much to save monthly to reach your financial target in AED.
Compound Interest Calculator AED
Project your wealth growth using the exact compound interest formula.
About UAE Calculators
UAE Calculators is a free financial tools platform built for residents, expats, and business owners across the United Arab Emirates. Every calculator on the site is based on official UAE regulations from MOHRE labour law to UAE Central Bank lending rules, so the numbers you get match what banks, HR departments, and government authorities actually use. No sign-ups, no paywalls, no estimates pulled from thin air.
The site covers four categories. Salary & Labour Calculators handles your employment rights, including the Gratuity Calculator built on Federal Decree-Law No. 33 of 2021, Overtime Pay under MOHRE guidelines, and Notice Period calculations for both limited and unlimited contracts. Loan & EMI Calculators covers Car Loan and Personal Loan EMI under both flat rate and reducing balance methods, alongside a DBR (Debt Burden Ratio) calculator calibrated to UAE Central Bank Circular 28/2010 lending limits.
For long-term planning, Property & Investment Calculators breaks down Mortgage EMI, Property ROI, and rental yield tools referenced against Dubai Land Department and RERA market benchmarks. Tax & Compliance Calculators covers VAT at the standard 5% rate, Withholding Tax, and Corporate Tax estimates under Federal Decree-Law No. 47 of 2022.
Over 20 free tools, updated as UAE regulations change. Built for the employee checking their final settlement, the expat financing their first car, and the investor running numbers on Dubai real estate so you never walk into a bank, HR office, or property negotiation unprepared.
Legally Accurate
Based on official UAE laws and Central Bank directives.
100% Private
All math runs in your browser. Your data never leaves your device.
Full Breakdown
See the exact step-by-step math behind every result.