Terms and Conditions

1. Acceptance of Terms

By accessing and using UAE Calculators, you confirm that you accept these terms and conditions. If you do not agree with any part of these terms, you must not use this website.

2. Not Professional Advice

The tools and content on this website are provided for informational and estimation purposes only. They do not constitute legal, tax, financial, or investment advice.

You must not rely on any calculator output as a substitute for professional advice. Always consult a UAE-licensed lawyer, accountant, or financial advisor before making legal or financial decisions.

3. Accuracy of Calculations

I code every tool based strictly on the official text of UAE Federal Decree-Law No. 33 of 2021 and Central Bank directives. However, I cannot guarantee that the calculations are 100% error-free.

Actual payouts, loan terms, and legal outcomes may vary based on your specific contract terms, free zone regulations, or individual employment circumstances. You bear the sole responsibility for verifying the accuracy of any calculation against your official documents.

4. Limitation of Liability

To the maximum extent permitted by UAE law, I am not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on calculator outputs.

This includes, but is not limited to, financial losses, incorrect legal claims, or discrepancies between estimated and actual final settlements.

5. User Responsibilities

By using this site, you agree to:

• Use the calculators only for lawful purposes.
• Enter accurate data based on your official contract or bank documents.
• Cross-check the math breakdown provided by the tool against your own records.
• Not hold UAE Calculators responsible for decisions made based solely on the tool’s output.

6. Data Privacy and Security

All calculations run directly in your browser. I do not collect, transmit, or store your salary details, service dates, loan amounts, or any other personal financial data on my servers.

If you use the contact form, your message and email address are sent to me via a secure third-party service. I do not share your contact details with anyone else.

7. Intellectual Property

All content, code, design, and branding on this website belong to UAE Calculators. You may not copy, reproduce, or redistribute any part of this site without my prior written permission.

8. External Links

This website may contain links to third-party websites, including UAE government portals or banks. I am not responsible for the content, accuracy, or privacy policies of those external sites.

9. Changes to These Terms

I reserve the right to update or modify these terms at any time without prior notice. Your continued use of the website after any changes constitutes your acceptance of the new terms.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of the UAE.

If you have questions about these terms, please contact me.